Camera Insurance - Why Pay More for Insurance

Potential Digital Camera Risks

Digital cameras are expensive items to buy and the following article should help you avoid some of the problems experienced by some camera owners.

These are common claims on camera insurance policies, but most of these can be easily avoided with a bit of common sense and awareness!

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  • Sand

    Cameras have moving parts and there is nothing more worrying than the thought of sand and grit getting into the moving parts within the camera causing irreversible damage.

    The most obvious way to avoid such incidents is to not take your camera to sandy environments. As this is not always practical, it would be a good idea to change any lenses or memory cards before approaching places with sand such as beaches, as sand can easily enter the of camera when it is opened up.

    Sealable bags may also be used to keep out any invasive sand particles. Brushes and cloths are as great way to remove grains of sand from the camera itself.

  • Insect Repellent and Sunscreen

    When shooting outdoors, it is important that you carry two separate bags, one for you camera and another for sunscreen and insect repellent.

    It is important not to put both in the same bag as this can result in damage to your camera if a spillage does occur within the bag.

    Also, after applying sunscreen or insect repellent, it is essential to wash your hands with clean water to avoid grease getting onto your camera.

  • Water

    Water and moisture can quickly end the life of your camera so there are several ways to avoid having your camera either destroyed or damaged in this way.

    One good way to avoid this type of damage is to use the camera wrist or neck straps so that it cannot be dropped or knocked out of your hands whilst using it in wet environments.

    A more cunning attack on cameras is moisture, usually caused due to rapid temperate changes, so it is essential that photographers keep a silica gel pack in their camera bags to absorb any excess moisture.

    This is particularly important when using the camera on a skiing holiday. Taking the camera from the warmth of indoors to suddenly out in the cold often results in a build up of harmful condensation.

  • Dust

    Similar to sand, dust is a more subtle attacker on cameras as it is able to settle on working parts inside the camera such as the image sensor.

    To avoid such problems, wipe down your camera after every use and either clean the image sensor yourself every few months or have a professional clean your camera system.

  • Drops and Falls

    Most cameras now come with shockproof technology, but for some, a simple drop could cause serious damage to your camera.

    Using a padded bag or case is a great way of protecting any camera whilst travelling.

  • Theft

    Another potential risk to your camera is having it stolen when you least expect it.

    Always keep a close eye on your gear when using it out and about and try and keep the camera on your body the whole time when you are not using it.

    Keep your camera bags tightly fastened and try to keep the bag on your front so that it is visible to you at all times. Never leave a camera in view in an unattended vehicle.

When you consider all that can go happen to your camera it is clear to see that good camera insurance is essential.

Why not get a camera insurance quote from one of the companies available through our website and see just how little it may cost to insure your camera and photographic equipment?

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